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	<title>Debt Reduction Service</title>
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	<link>http://debt-reduction-service.com</link>
	<description>Let Us Help You Consolidate Your Debt</description>
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		<title>The Creditor Climate for 2012 – time for a change?</title>
		<link>http://debt-reduction-service.com/debt-consolidation-tips/the-creditor-climate-for-2012-%e2%80%93-time-for-a-change</link>
		<comments>http://debt-reduction-service.com/debt-consolidation-tips/the-creditor-climate-for-2012-%e2%80%93-time-for-a-change#comments</comments>
		<pubDate>Sun, 22 Jan 2012 17:35:27 +0000</pubDate>
		<dc:creator>Carleen Anderson</dc:creator>
				<category><![CDATA[Debt Consolidation Tips]]></category>
		<category><![CDATA[Creditor]]></category>
		<category><![CDATA[Creditor Climate]]></category>

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		<description><![CDATA[Further to the success of his blog on Lloyds, Creditor Liaison Team Leader, Chris Brown, takes a moment to put fingers to keyboard and finally, tell us how it is. Photo credit to Pat Pilon It’s a common experience for many of our debt management clients, that the first few weeks of a plan can [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Could credit card lenders see fee limit this year?</title>
		<link>http://debt-reduction-service.com/debt-consolidation-reviews/could-credit-card-lenders-see-fee-limit-this-year</link>
		<comments>http://debt-reduction-service.com/debt-consolidation-reviews/could-credit-card-lenders-see-fee-limit-this-year#comments</comments>
		<pubDate>Sat, 21 Jan 2012 04:42:52 +0000</pubDate>
		<dc:creator>Antony Clark</dc:creator>
				<category><![CDATA[Debt Consolidation Reviews]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit Card]]></category>

		<guid isPermaLink="false">http://debt-reduction-service.com/debt-consolidation-reviews/could-credit-card-lenders-see-fee-limit-this-year</guid>
		<description><![CDATA[A court case between millions of businesses and the countrys largest financial institutions could end up leading to lower prices and therefore potentially less credit card debt for consumers. The lawsuit, a private antitrust case between about 5 million merchants large and small against financial giants like Visa, MasterCard and 13 of the biggest banks [...]]]></description>
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		<title>Waiting For Debt Help and Free Debt information?</title>
		<link>http://debt-reduction-service.com/debt-news/waiting-for-debt-help-and-free-debt-information</link>
		<comments>http://debt-reduction-service.com/debt-news/waiting-for-debt-help-and-free-debt-information#comments</comments>
		<pubDate>Sat, 21 Jan 2012 00:11:57 +0000</pubDate>
		<dc:creator>David Jones</dc:creator>
				<category><![CDATA[Debt News]]></category>

		<guid isPermaLink="false">http://debt-reduction-service.com/debt-news/waiting-for-debt-help-and-free-debt-information</guid>
		<description><![CDATA[Even before the credit crunch the country was dangerously overstretched. Now the cure of inexpensive re-mortgages has been took away the true size of the issue is beginning to show itself. This only increases the risk of desperate folk becoming a victim of the various corporations that would exploit them. With offices all over the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Should you consider applying for auto loans if you’re a subprime borrower?</title>
		<link>http://debt-reduction-service.com/debt-news/should-you-consider-applying-for-auto-loans-if-you%e2%80%99re-a-subprime-borrower</link>
		<comments>http://debt-reduction-service.com/debt-news/should-you-consider-applying-for-auto-loans-if-you%e2%80%99re-a-subprime-borrower#comments</comments>
		<pubDate>Thu, 05 Jan 2012 21:41:15 +0000</pubDate>
		<dc:creator>David Jones</dc:creator>
				<category><![CDATA[Debt News]]></category>

		<guid isPermaLink="false">http://debt-reduction-service.com/debt-news/should-you-consider-applying-for-auto-loans-if-you%e2%80%99re-a-subprime-borrower</guid>
		<description><![CDATA[  Consumer Reports issued a press release on Dec. 20. And it made frightening reading. All too many of us are putting off essential repairs and servicing on our cars, and that can have serious consequences. Not only can postponing necessary maintenance lead to problems becoming more expensive to fix further down the road, but [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Cheap Debt Consolidation Loan: Merge Multiple Debts Into One</title>
		<link>http://debt-reduction-service.com/debt-consolidation-reviews/cheap-debt-consolidation-loan-merge-multiple-debts-into-one</link>
		<comments>http://debt-reduction-service.com/debt-consolidation-reviews/cheap-debt-consolidation-loan-merge-multiple-debts-into-one#comments</comments>
		<pubDate>Wed, 04 Jan 2012 15:42:58 +0000</pubDate>
		<dc:creator>Antony Clark</dc:creator>
				<category><![CDATA[Debt Consolidation Reviews]]></category>
		<category><![CDATA[Consolidation Loan]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Debt Consolidation Loan]]></category>
		<category><![CDATA[Merge]]></category>

		<guid isPermaLink="false">http://debt-reduction-service.com/debt-consolidation-reviews/cheap-debt-consolidation-loan-merge-multiple-debts-into-one</guid>
		<description><![CDATA[With Cheap debt consolidation loan you can also merge all your credit cards into one credit card with zero or low interest rate. This way you just have to pay only one monthly installment instead of many. Also you can get rid of the nagging calls of your creditors. Instead you will be accountable to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Compulsive spending: Interview with an expert</title>
		<link>http://debt-reduction-service.com/debt-news/compulsive-spending-interview-with-an-expert</link>
		<comments>http://debt-reduction-service.com/debt-news/compulsive-spending-interview-with-an-expert#comments</comments>
		<pubDate>Sat, 31 Dec 2011 21:44:14 +0000</pubDate>
		<dc:creator>David Jones</dc:creator>
				<category><![CDATA[Debt News]]></category>

		<guid isPermaLink="false">http://debt-reduction-service.com/debt-news/compulsive-spending-interview-with-an-expert</guid>
		<description><![CDATA[Dr. Michael Steger, assistant professor of psychology at Colorado State University.     In an effort to expand on our previous post on compulsive spending we&#8217;ve interviewed Dr. Michael Steger, a professor of psychology specializing in applied social psychology and counseling.  Here&#8217;s what he had to say: Do people spend more or less money when they&#8217;re [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Millions use payday loans to cover mortgage and rental costs</title>
		<link>http://debt-reduction-service.com/debt-consolidation-reviews/millions-use-payday-loans-to-cover-mortgage-and-rental-costs</link>
		<comments>http://debt-reduction-service.com/debt-consolidation-reviews/millions-use-payday-loans-to-cover-mortgage-and-rental-costs#comments</comments>
		<pubDate>Fri, 30 Dec 2011 08:46:18 +0000</pubDate>
		<dc:creator>Antony Clark</dc:creator>
				<category><![CDATA[Debt Consolidation Reviews]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Rental]]></category>

		<guid isPermaLink="false">http://debt-reduction-service.com/debt-consolidation-reviews/millions-use-payday-loans-to-cover-mortgage-and-rental-costs</guid>
		<description><![CDATA[Almost a million people have turned to a high cost payday loan to cover their mortgage or rent in the past year, the homelessness charity Shelter has claimed. A further 6 million have used other types of credit, including unauthorised overdrafts, other loans or credit cards, to help pay their housing costs, it said. Shelter [...]]]></description>
		<wfw:commentRss>http://debt-reduction-service.com/debt-consolidation-reviews/millions-use-payday-loans-to-cover-mortgage-and-rental-costs/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CFPB wants consumer input on credit card agreements</title>
		<link>http://debt-reduction-service.com/debt-consolidation-reviews/cfpb-wants-consumer-input-on-credit-card-agreements</link>
		<comments>http://debt-reduction-service.com/debt-consolidation-reviews/cfpb-wants-consumer-input-on-credit-card-agreements#comments</comments>
		<pubDate>Fri, 16 Dec 2011 15:01:38 +0000</pubDate>
		<dc:creator>Antony Clark</dc:creator>
				<category><![CDATA[Debt Consolidation Reviews]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit Card]]></category>

		<guid isPermaLink="false">http://debt-reduction-service.com/debt-consolidation-reviews/cfpb-wants-consumer-input-on-credit-card-agreements</guid>
		<description><![CDATA[With millions of Americans still dealing with credit card debt on accounts they may not fully understand, the new federal bureau is asking for the publics help in shaping a new document to help clarify many aspects of a lending agreement. The federal Consumer Financial Protection Bureau is seeking public comment on its new proposed [...]]]></description>
		<wfw:commentRss>http://debt-reduction-service.com/debt-consolidation-reviews/cfpb-wants-consumer-input-on-credit-card-agreements/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Federal Loan Consolidation of Student Loans</title>
		<link>http://debt-reduction-service.com/debt-consolidation-tips/federal-loan-consolidation-of-student-loans</link>
		<comments>http://debt-reduction-service.com/debt-consolidation-tips/federal-loan-consolidation-of-student-loans#comments</comments>
		<pubDate>Tue, 13 Dec 2011 08:17:53 +0000</pubDate>
		<dc:creator>Carleen Anderson</dc:creator>
				<category><![CDATA[Debt Consolidation Tips]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://debt-reduction-service.com/debt-consolidation-tips/federal-loan-consolidation-of-student-loans</guid>
		<description><![CDATA[Though student loans can be a great way to finance your education, you have to pay them back eventually. After college, you may find it difficult to manage your loan payments. In such situations, or if you just want to save money, you may want to consider consolidation of student loans. Consolidation of student loans [...]]]></description>
		<wfw:commentRss>http://debt-reduction-service.com/debt-consolidation-tips/federal-loan-consolidation-of-student-loans/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Festive Fun Ideas for Christmas Holidays</title>
		<link>http://debt-reduction-service.com/debt-consolidation-tips/festive-fun-ideas-for-christmas-holidays</link>
		<comments>http://debt-reduction-service.com/debt-consolidation-tips/festive-fun-ideas-for-christmas-holidays#comments</comments>
		<pubDate>Sat, 10 Dec 2011 22:26:19 +0000</pubDate>
		<dc:creator>Carleen Anderson</dc:creator>
				<category><![CDATA[Debt Consolidation Tips]]></category>
		<category><![CDATA[Christmas]]></category>
		<category><![CDATA[Christmas Holidays]]></category>

		<guid isPermaLink="false">http://debt-reduction-service.com/debt-consolidation-tips/festive-fun-ideas-for-christmas-holidays</guid>
		<description><![CDATA[Stuck for activities that won’t break the bank this Christmas? I’ve put together some tips to help you find the best free and affordable events to keep you entertained this December. Christmas is expensive enough with all the gift buying (), but when you factor in activities and entertainment over the festive season; the costs [...]]]></description>
		<wfw:commentRss>http://debt-reduction-service.com/debt-consolidation-tips/festive-fun-ideas-for-christmas-holidays/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Countrywide Credit Debt Control Help – Why Creditors Will Make More Debt Settlement Deals In 2011.</title>
		<link>http://debt-reduction-service.com/debt-news/countrywide-credit-debt-control-help-%e2%80%93-why-creditors-will-make-more-debt-settlement-deals-in-2011</link>
		<comments>http://debt-reduction-service.com/debt-news/countrywide-credit-debt-control-help-%e2%80%93-why-creditors-will-make-more-debt-settlement-deals-in-2011#comments</comments>
		<pubDate>Thu, 08 Dec 2011 21:04:49 +0000</pubDate>
		<dc:creator>David Jones</dc:creator>
				<category><![CDATA[Debt News]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Make Debt]]></category>

		<guid isPermaLink="false">http://debt-reduction-service.com/debt-news/countrywide-credit-debt-control-help-%e2%80%93-why-creditors-will-make-more-debt-settlement-deals-in-2011</guid>
		<description><![CDATA[Since the amount of debtors awaken with the upward push of recession, the govt had to take an action to scale back the losses they and the credit cad firms had to weigh. Afterwards , they introduced the debt consolidation strategies that the debtors could eliminate their liabilities without re-paying totally. Ever since it was [...]]]></description>
		<wfw:commentRss>http://debt-reduction-service.com/debt-news/countrywide-credit-debt-control-help-%e2%80%93-why-creditors-will-make-more-debt-settlement-deals-in-2011/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Insolvency Practitioners business</title>
		<link>http://debt-reduction-service.com/debt-consolidation-reviews/insolvency-practitioners-business</link>
		<comments>http://debt-reduction-service.com/debt-consolidation-reviews/insolvency-practitioners-business#comments</comments>
		<pubDate>Tue, 06 Dec 2011 11:50:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Consolidation Reviews]]></category>
		<category><![CDATA[Insolvency Practitioners business]]></category>

		<guid isPermaLink="false">http://debt-reduction-service.com/?p=284</guid>
		<description><![CDATA[Insolvency is that critical situation of an individual or company in which they are unable to pay the debts to their creditors. And for solving the problem of insolvency you must need the help of insolvency practitioners. Insolvency practitioners business mainly operates in UK and some other few countries such as Wales and Scotland. And [...]]]></description>
		<wfw:commentRss>http://debt-reduction-service.com/debt-consolidation-reviews/insolvency-practitioners-business/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debt Consolidation To free yourself from the rising debt</title>
		<link>http://debt-reduction-service.com/debt-news/debt-consolidation-to-free-yourself-from-the-rising-debt</link>
		<comments>http://debt-reduction-service.com/debt-news/debt-consolidation-to-free-yourself-from-the-rising-debt#comments</comments>
		<pubDate>Tue, 29 Nov 2011 18:33:50 +0000</pubDate>
		<dc:creator>David Jones</dc:creator>
				<category><![CDATA[Debt News]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Rising Debt]]></category>

		<guid isPermaLink="false">http://debt-reduction-service.com/debt-news/debt-consolidation-to-free-yourself-from-the-rising-debt</guid>
		<description><![CDATA[Are you trapped in a vicious cycle of debt? Well, you are not alone, because many people around finding themselves in the same sinking financial ship. But there is help in sight, and its called debt consolidation. With debt consolidation, you are able to free yourself from debt, and in the process walk out with [...]]]></description>
		<wfw:commentRss>http://debt-reduction-service.com/debt-news/debt-consolidation-to-free-yourself-from-the-rising-debt/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Diary of a student: the high life isn&#8217;t low cost</title>
		<link>http://debt-reduction-service.com/debt-consolidation-reviews/diary-of-a-student-the-high-life-isnt-low-cost</link>
		<comments>http://debt-reduction-service.com/debt-consolidation-reviews/diary-of-a-student-the-high-life-isnt-low-cost#comments</comments>
		<pubDate>Sat, 26 Nov 2011 05:55:37 +0000</pubDate>
		<dc:creator>Antony Clark</dc:creator>
				<category><![CDATA[Debt Consolidation Reviews]]></category>

		<guid isPermaLink="false">http://debt-reduction-service.com/debt-consolidation-reviews/diary-of-a-student-the-high-life-isnt-low-cost</guid>
		<description><![CDATA[Week six at Warwick was reading week – or rather, recovery week. A time to catch up on some sleep, maybe go home for a few days, party like crazy and, of course, if time permits read a little … The weekend before, I decided to make my first visit back to London, which I [...]]]></description>
		<wfw:commentRss>http://debt-reduction-service.com/debt-consolidation-reviews/diary-of-a-student-the-high-life-isnt-low-cost/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Are borrowers of auto loans shopping around enough for great deals?</title>
		<link>http://debt-reduction-service.com/debt-news/are-borrowers-of-auto-loans-shopping-around-enough-for-great-deals</link>
		<comments>http://debt-reduction-service.com/debt-news/are-borrowers-of-auto-loans-shopping-around-enough-for-great-deals#comments</comments>
		<pubDate>Wed, 23 Nov 2011 10:06:38 +0000</pubDate>
		<dc:creator>David Jones</dc:creator>
				<category><![CDATA[Debt News]]></category>
		<category><![CDATA[Auto Loans]]></category>
		<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://debt-reduction-service.com/debt-news/are-borrowers-of-auto-loans-shopping-around-enough-for-great-deals</guid>
		<description><![CDATA[  Equifax, one of the big-three credit bureaus, last week published new research that suggested finance companies are responsible for an increasing proportion of auto loans, a trend that is at the expense of banks and credit unions. For many borrowers, that may not be a good thing. Auto loans and shopping around Unfortunately, the [...]]]></description>
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		<slash:comments>0</slash:comments>
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