Falling Backwards: A Lawyer Takes A Bad Turn


Written on September 24, 2010 – 2:23 am | by Antony Clark

It was a usual morning for David as he walked to his favorite coffee shop to get his morning coffee. David was a Cincinnati criminal defense attorney pursuing his dream of becoming a legal legend. David had recently graduated from law school and already he was making a name for himself. He purchased an nice home, a nice BMW, good clothes, a pleasure boat and a country club membership. He was specializing in the high end white collar clients. David knew his future was bright with better things to come. He never dreamed he would need Cincinnati Credit Repair to fix his finances or a public relations firm to fix his reputation.

David took a client that would cost him everything he had. There was a builder and developer creating residentitual properties throughout the region. What he wasn’t doing was taking care of his financial obligations. He was also taking money that was supposed to be in escrow and using it to pay off vendors and live lavishly. He was able to stay ahead of the game as long as the market was hot. The developer had turned his business into a ponzi scheme. When the market got cold, the plan collapsed. Thousands of people had their homes foreclosed. T

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The Peoples Program Made Me Recession Proof & Debt Free


Written on September 20, 2010 – 8:17 am | by Antony Clark

www.integritymillionaire.com

Save Over $5,000 on Your Car Loan with MoneyAisle


Written on September 19, 2010 – 3:03 am | by Carleen Anderson

These days, people are looking into new and easy ways to save money. Whether it is a coupon for groceries or cutting back on eating out, gas consumption, usage of electricity – you name it, people are doing it. Americans are becoming savvier shoppers, interested in living their lives, but in a more responsible way. These saving efforts don’t have to be limited to material items or the obvious cuts around bills. Another way people are saving is by refinancing, which saves quite a lot of money for only a little bit of work.

When most people consider the option to refinance, they think mortgage, and getting a lower rate than what they are currently paying. What they don’t know is that there is a second option to refinance, but with their auto loan. Refinancing an auto loan and getting a lower APR% on monthly payments has proven to be a much simpler process than with a mortgage and have significant savings. Only 1 in 20 people are aware of the option to refinance their vehicle or the potential savings involved.

Save $117 a Month

The MoneyAisle refinance product has saved consumers an average of $117 per month by refinancing their auto loan at a lower APR. That’

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How Long Could A Debt Management Plan Carry On For


Written on September 17, 2010 – 12:15 pm | by David Jones

A debt management plan might be an effective means for you to get your money back on track for those who can no longer afford to meet your credit commitments. Such a plan will permit you to begin actually paying off your debts without getting into into a formal settlement, such as an individual voluntary arrangement. It should permit you to set up an affordable single month-to-month payment to a debt management plan organisation, which is able to then distribute the money to your creditors. The organisation may even undertake the work concerned in setting up the plan, together with negotiating with creditors to influence them to just accept diminished funds for a set period and to either lower or freeze interest charges.

Although debt management plans are valuable for most individuals struggling to address their financial situation, they aren’t fitting for all, so it is best to begin by taking some debt management advice before taking a decision about how one can proceed. The expert will begin by assisting you to evaluate the total value of your unsecured amount overdue and how much you can afford to repay each month. Read more…

Tags: Debt Management, Debt Management Plan, Management Plan, Plan

Don’t Pay for Debt You Don’t Owe: Scam Alert!


Written on September 16, 2010 – 6:14 pm | by Carleen Anderson

The phone rang in the Dixon house, and the voice on the other end of the line informed me our mortgage was way behind, but there was help. Just then, my wife walked in the room. I lowered the receiver, covered the microphone on the phone and asked, “Did we miss the mortgage payment?”

Let’s just say I was lucky not to be on the couch that night. The mortgage was not late. The scam artist was playing the debt-collector dialing-for-dollars numbers game. He knew a certain percentage of the population is behind on the mortgage and susceptible to big promises of false help and hope. As you’re about to read, that’s just one of many ploys. Fortunately for us, hanging up the phone ended the scheme.

According to a 2010 report, the Federal Trade Commission received 119,364 complaints about third-party and in-house debt collectors last year, up from 104,766 in 2008. While complaints can be about any number of issues, trying to collect on a debt the consumer doesn’t owe is common. In a recent

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Tags: Owe, Owe Scam